MasterCard Standard | Azər Türk Bank | Your State Bank

MasterCard Standard


Tariffs for services
Conversion (non-cash exchange) – non-cash retail operations and other card operations in foreign currency held another foreign currency, carried out based on the exchange rate of the Central Bank of the Azerbaijan Republic* 0.50%
Cash withdrawal operations in the foreign currency from cards in the national currency, money transfers (Kart Transfer, Card to Card, Money Send, Cash by Code), e-wallet account replenishment, loan payments, account replenishment by cash through ATMs (Cash-In, Cash to any Card) and gambling ** 1.00%
Cash withdrawal operations in the national currency from cards in the foreign currency, money transfers (Kart Transfer, Card to Card, Money Send, Cash by Code), e-wallet account replenishment, loan payments, account replenishment by cash through ATMs (Cash-In, Cash to any Card) and gambling** 1.00%
Service fee for “SMS-notification” (monthly) 1,18 AZN
“Pin Change” service (paid once) 0.50 AZN
"Card Transfer" service (transfer) 0.15% (min.: 0.60 AZN/USD/EUR)
"Card Transfer" service (in case of receiving funds on salary and deposit cards) 1.00 % (min.: 0.80 AZN/USD/EUR)
“Pos Credit”, “Cash to Card” and “Cash to Any Card” services (in case of receiving funds on salary and deposit cards) 1.00 % (min.: 0.80 AZN/USD/EUR)
For “Unique” type cashless operations (within the country) 1.5 % (min.: 1.00 AZN/USD/EUR)
For “Unique” type cashless operations (outside the country) 1.5 % (min.: 6.00 AZN/USD/EUR)
“Mobile banking” service through cards Free
“Internet banking” service through cards Free
Change of card status (blocking, activation) and unblock of a blocked card Free
Unblock of a PIN code entered incorrectly Free
Interest on debt incurred unreasonably (on debit cards without credit limit) 24% annual
Fee for servicing unjustified payment claims 0.1% of total amount (min. 10 AZN – max. 50 AZN)
Adding card to the international "stop-list"  after it was lost 20 AZN
Fee for delivering cards or PIN envelops via post service (outside the country)* 60 AZN
Fee for delivering cards or PIN envelops via post service (to other regions of the country)* 20 AZN
Fee for delivering cards or PIN envelops via post service (throughout Baku)* 10 AZN

*Withholding of the commission from the client’s card account is carried out based on the exchange rate of the Central Bank of the Azerbaijan Republic for the date of the write-off.

**Bank’s daily operating limit for these types of transactions is equivalent of 1,000 AZN.

*** Cards and PIN envelopes delivered separately.

Commission for cashing-outOtherSalary cardsDeposit cards
For operations held through ATMs of Azer-Turk Bank 1.0 % (min. 0.50 AZN/USD/EUR) 0% (0.5 % charged from company) 0%
For operations held through POS terminals of Azer-Turk Bank 1.0 % (min. 0.50 AZN/USD/EUR) 0% (0.5 % charged from company) 0%
For operations held through ATMs and POS terminals of other banks within the Republic of Azerbaijan 1.0% (min. 2.00 AZN/USD/EUR)

Based on mutual agreement

1.0% (min. 2.00 AZN/USD/EUR)
For operations held through ATMs of foreign banks abroad 1.5% (min. 3.50 AZN/USD/EUR) 1.5% (min. 3.50 AZN/USD/EUR) 1.5% (min. 3.50 AZN/USD/EUR)
For "Cash advance"operations held through POS terminals abroad 1.5% (min. 6.00 AZN/USD/EUR) 1.5% (min. 6.00 AZN/USD/EUR) 1.5% (min. 6.00 AZN/USD/EUR)
Daily limit for cashing-out from ATMs 2000 AZN, USD, EUR 15 000AZN, USD, EUR 15 000AZN, USD, EUR

**With Bank’s payment cards in manat currency:

1.For “Card to Card” transfers with involvement of a card with USD or EUR currencies (if the transferred amount is in manats – commission is charged from recipient; in the case transferred amount is in foreign currency – commission is charged from sender);

2.For cash-out operations in foreign currencies held through ATMs and POS terminals; conversion fee is 4%.

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