Consumer loan | Azər Türk Bank | Your State Bank

Consumer loan


  • Loan amount: from 300 to 20 000 AZN or its dollar equivalent.
  • Loan without guarantor: from 300 to 10 000 AZN or its dollar equivalent.
  • Currency: AZN/USD
  • Loan terms: from 3 to 48 months
  • Payment method: Annuity
  • Insurance: No
  • One-time Bank’s service commission: 1% for any loan term (minimum 25 AZN).
  • Annual interest rate:

    AZN: 12 months - 19%, 24 months - 23%, 36 months - 25%, 48 months - 27%
    USD: 12 months - 10%, 24 months - 11%, 36 months - 12%, 48 months - 13%

    EAIR: in AZN min 20.6% - max 28.4%
    EAIR: in USD min 12% - max 16%
Note: loans in foreign currency can be issued only to customers with income in foreign currency

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