Consumer loan


  • Currency: AZN, USD
  • Loan amount: 15 000 AZN or its dollar equivalent
  • Loan terms - 36 months
  • Payment method – Annuity
  • Insurance – No
  • One-time Bank’s service commission – 1% for any loan term (minimum 10 AZN).
  • Annual interest rate:
    AZN: 12 months - 26%, 18 months -27%, 24 months -28%, 36 months -29%
    USD: 12 months - 15%, 18 months -16%, 24 months -17%, 36 months -18%
  • EAIR: in AZN minimum 27.97% - maximum 30.56 %
  • EAIR: in USD minimum 16.93% - maximum 18.72 %

Note: loans in foreign currency can be issued only to customers with income in foreign currency

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